Finding out that you are pregnant can be overwhelming – especially if you’re already struggling financially. Maybe you recently found out you are pregnant and don’t know what to do? Maybe you are pregnant and need help, but aren’t sure where to get that help. There are a lot of questions that come along with being in an unplanned pregnancy, and our pregnancy helpline is here to help. One of your first questions may be, “How can I afford a baby?”

3 steps to start planning for your baby financially:

1) Write down an “in and out” sheet.

Write down all the money you have coming in and all that you are spending in each month. Think through all of your current expenses like rent, food, car/bus cost, cell phone, etc. Then, compare it to all of the ways you bring in money (full-time or part-time job, government assistance, monthly money from family). This can help you see how much you have available and where your money is going. You may decide to change how you spend money, if you need more to afford a baby.

2) Make a “Mom” list.

Start a list of the things you will need as a mom. Think of things like diapers, bottles, clothes, pacifiers, and more. You can find out the prices by looking online or going to a local store.

3) Seek help.

Remember that you don’t have to have everything figured out today. You can still make a plan and find resources that will be able to help you! The best thing that you can do is reach out for help. A pregnancy counselor can help you make a plan, whether you want to parent your child or place for adoption. They will provide pregnancy counseling and help you understand your unplanned pregnancy options.